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Debt defense overview
TCPA pre-suit demand

Make the robocalls stop.

Under 47 U.S.C. § 227(b)(3) and § 227(c)(5), every automated call or text to your cell phone without express written consent is worth $500 — and $1,500 if the caller acted willfully. This wizard itemizes your violations and builds a pre-suit demand letter demanding settlement within 30 days.

  1. 1You
  2. 2Defendant
  3. 3Violations
  4. 4DNC status
  5. 5Demand
  6. 6Review
Companion tool

FDCPA + TCPA cease-and-desist

If a debt collector is behind the calls, send a cease-and-desist letter under 15 U.S.C. § 1692c(c) to cut off all contact.

Open the cease-and-desist wizard
Companion tool

FCRA credit-bureau dispute

If the caller also reported the alleged debt to the credit bureaus, dispute it directly with Equifax / Experian / TransUnion under § 1681i.

Open the FCRA wizard
Ready to file suit?

Case Pass — $149

TCPA demand letter, FDCPA violation scanner, federal complaint generator, answer to complaint, deadline tracking, AI Q&A, and unlimited follow-up letters for one case. 12 months.

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