Debt defense overviewTCPA pre-suit demand
Make the robocalls stop.
Under 47 U.S.C. § 227(b)(3) and § 227(c)(5), every automated call or text to your cell phone without express written consent is worth $500 — and $1,500 if the caller acted willfully. This wizard itemizes your violations and builds a pre-suit demand letter demanding settlement within 30 days.
- 1You
- 2Defendant
- 3Violations
- 4DNC status
- 5Demand
- 6Review
Companion tool
FDCPA + TCPA cease-and-desist
If a debt collector is behind the calls, send a cease-and-desist letter under 15 U.S.C. § 1692c(c) to cut off all contact.
Open the cease-and-desist wizardCompanion tool
FCRA credit-bureau dispute
If the caller also reported the alleged debt to the credit bureaus, dispute it directly with Equifax / Experian / TransUnion under § 1681i.
Open the FCRA wizardReady to file suit?
Case Pass — $149
TCPA demand letter, FDCPA violation scanner, federal complaint generator, answer to complaint, deadline tracking, AI Q&A, and unlimited follow-up letters for one case. 12 months.
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