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Under 47 U.S.C. § 227(b)(3) and § 227(c)(5), every automated call or text to your cell phone without express written consent is worth $500 — and $1,500 if the caller acted willfully. This wizard itemizes your violations and builds a pre-suit demand letter demanding settlement within 30 days.
If a debt collector is behind the calls, send a cease-and-desist letter under 15 U.S.C. § 1692c(c) to cut off all contact.
Open the cease-and-desist wizardIf the caller also reported the alleged debt to the credit bureaus, dispute it directly with Equifax / Experian / TransUnion under § 1681i.
Open the FCRA wizardTCPA demand letter, FDCPA violation scanner, federal complaint generator, answer to complaint, deadline tracking, AI Q&A, and unlimited follow-up letters for one case. 12 months.
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