Question 1

Does Florida have a mini-COBRA law?

Accepted Answer

No clear state mini-COBRA. Federal COBRA (29 U.S.C. §§ 1161-1167) applies to employer-sponsored group health plans of employers with 20+ employees. If your employer had fewer than 20 employees, federal COBRA may not apply — verify with the Florida insurance commissioner whether other continuation rights exist.

Question 2

Does Florida have its own paid family leave program?

Accepted Answer

No state-administered paid family leave. Florida workers rely on federal FMLA (29 U.S.C. § 2612) for unpaid job-protected leave. Some employers offer paid leave voluntarily.

Question 3

Where do I file a state ADA-equivalent disability discrimination complaint in Florida?

Accepted Answer

Florida Commission on Human Relations. State FEP agencies typically have parallel jurisdiction with the EEOC for ADA Title I claims. Florida status as a "deferral state" extends the federal EEOC charge filing window from 180 to 300 days.

Question 4

If my employer denies a reasonable accommodation in Florida, what are my options?

Accepted Answer

Federal: file an EEOC charge within 180/300 days for the failure-to-accommodate claim under 42 U.S.C. § 12112(b)(5)(A). State: file a parallel charge with Florida Commission on Human Relations which may have additional remedies. You can also request the interactive process under 29 CFR § 1630.2(o)(3) — that record-preserving demand is what the ADA accommodation wizard generates.

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Florida state-law overlays

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Ask Counsel about Florida benefits law