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Labor & employment
Massachusetts · Workers’ compensation

Filing a workers’ comp claim in Massachusetts.

Administered by the Massachusetts Department of Industrial Accidents. Primary form: Form 110 — Employee Claim.

Reporting deadline
Promptly; within 4 days recommended (employer must file within 7 days)
Filing deadline
4 years from date of injury or last benefit
Waiting period
5 days, retroactive after 21 days

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Massachusetts State Board

Agency
Massachusetts Department of Industrial Accidents
Primary claim form
Form 110 — Employee Claim

Deadlines at a glance

Reporting deadline

Promptly; within 4 days recommended (employer must file within 7 days)

Report to your employer first. Put it in writing — email, text, or signed letter. Missing this window can reduce or eliminate benefits.

Filing deadline

4 years from date of injury or last benefit

File Form 110 — Employee Claim with the Massachusetts Department of Industrial Accidents before this window closes.

Waiting period for income benefits

5 days, retroactive after 21 days

Medical benefits typically begin immediately. The waiting period applies to wage-replacement (TTD/TPD) benefits only.

Massachusetts-specific notes

MGL c. 152. One of the longer filing windows.

Federal programs that may apply

The Massachusetts program covers most private-sector workers. Three federal programs run in parallel for specific worker categories:

  • FECA — Federal Employees’ Compensation Act. Covers civilian federal employees. Filed through the US DOL, Office of Workers’ Compensation Programs.
  • LHWCA — Longshore and Harbor Workers’ Compensation Act. Covers maritime workers (longshoremen, shipbuilders, harbor workers) on navigable US waters.
  • Jones Act — 46 U.S.C. § 30104. Covers seamen injured in the course of employment. Provides a negligence cause of action and maintenance and cure rights outside the state WC system.

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Workers’ comp guides for other states

This is general information, not legal advice. Workers’ compensation rules change frequently. Confirm the current form, deadlines, and benefits framework with the Massachusetts Department of Industrial Accidents or a licensed Massachusetts attorney before filing.