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The credit bureaus aren't the only ones with FCRA duties. Under 15 U.S.C. § 1681s-2(a)(8) and 12 C.F.R. § 1022.43, a direct dispute to the furnisher — the creditor, collector, or data furnisher — triggers their own investigation duty. Pair this with the CRA dispute and you've put the furnisher on documented notice. You can read through the wizard now; it produces the document once its rules are reviewed by a licensed attorney.
The FCRA furnisher dispute letter template is waiting for a licensed attorney to review its rule data. Until then SynthCounsel does not produce this document, so answering the questions will not give you one.
You can still read through the questions to see what it asks and what to gather.
Disputes the same item with the credit bureau under § 1681i. This is the route that triggers § 1681s-2(b) and preserves your private right of action against the furnisher. Send both letters.
Open CRA dispute