What is the difference between Schedule E/F priority and general unsecured?

Priority unsecured creditors (Part 1 of Schedule E/F) hold claims that are paid ahead of general unsecured creditors in a bankruptcy — typically recent income taxes (last 3 years), domestic support obligations (child support, alimony), and certain employee wages. General unsecured creditors (Part 2) hold all remaining unsecured claims: credit cards, medical bills, personal loans, and deficiency balances.

Do I list debts I dispute on Schedule D/E/F?

Yes. List every debt, including disputed ones. Check the "disputed" box in the contingent/unliquidated/disputed columns. Omitting a debt from your schedules can prevent it from being discharged — you must list it even if you believe you do not owe it.

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Chapter 7 / Chapter 13

Schedules D & E/F — Your Creditors

Official Forms 106D and 106E/F are required with every bankruptcy petition. They list every creditor who has a claim against you — secured creditors (mortgages, car loans), priority unsecured creditors (taxes, support), and general unsecured creditors (credit cards, medical bills). The wizard walks you through all three sections and generates court-ready PDFs — free, no signup required.

Debtor info

Debtor information

Enter your name and case number exactly as they appear on your bankruptcy petition. If you don’t have a case number yet, leave it blank.

Debtor full legal name

Case number (if assigned)

Common questions

What is Schedule D in bankruptcy?

Schedule D (Form 106D) lists secured creditors — those holding collateral like a mortgage, car loan, or judgment lien. List the creditor, collateral, and outstanding balance.

What is the difference between priority and general unsecured?

Priority unsecured (Schedule E/F Part 1) includes recent taxes, domestic support, and certain wages — paid ahead of general creditors. General unsecured (Part 2) covers credit cards, medical bills, and deficiency balances.

Do I list debts I dispute?

Yes — list every debt and check "disputed." Omitting a debt can prevent it from being discharged. You do not admit liability by listing it.

What account number do I use?

Last 4 digits only. Never include a full account number or SSN in a court filing — they are public records.

Related form

Schedule A/B — Property — free

List your assets before listing creditors. Secured creditor collateral on Schedule D should match property disclosed on Schedule A/B.

Open Schedule A/B wizard

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Case Pass — $149

All bankruptcy forms, schedules, the means test, statement of intention, and unlimited follow-up questions for one case, 12 months.

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Not legal advice. SynthCounsel is not a law firm. Bankruptcy law varies and individual circumstances matter — consult a licensed bankruptcy attorney or a bankruptcy petition preparer before filing.