Official Form 106C lets you claim specific property as exempt from the bankruptcy estate, protecting it from liquidation by the trustee. You choose either the federal exemption scheme (11 U.S.C. § 522(d)) or your state’s exemptions, then list each asset you are claiming along with the authorizing statute. The wizard generates a court-ready PDF — free, no signup required.
Enter your name and case number exactly as they appear on your bankruptcy petition. If you don’t have a case number yet, leave it blank.
Schedule C (Form 106C) lists the property you are claiming as exempt from the bankruptcy estate. Exempt property is protected — the trustee cannot sell it to pay creditors.
Depends on your state. Some states opt out of the federal scheme (e.g., Utah, Texas) and require state exemptions. States that allow a choice — pick whichever protects more of your property.
Under § 522(d)(5), you can exempt up to $1,475 of any property plus unused homestead exemption (up to $13,950). Useful for protecting cash or assets not covered by specific exemptions.
The trustee has 30 days after the § 341 meeting to object. If sustained, the non-exempt portion may be sold. Consult a bankruptcy attorney if you are unsure about any exemption claim.
List all property you own before claiming exemptions. Schedule C exemptions reference assets you disclose on Schedule A/B.
Open Schedule A/B wizardAll bankruptcy forms, schedules, the means test, statement of intention, and unlimited follow-up questions for one case, 12 months.
Compare plansNot legal advice. SynthCounsel is not a law firm. Exemption law varies significantly by state — always verify statute citations and consult a licensed bankruptcy attorney before filing.